I began originating Reverse Mortgages in 1993. It excited me then and I’m even more enthusiastic about the program today. Origination services include the FHA Insured Home Equity Conversion Mortgage or HECM and the HomeSafe Jumbo Reverse Mortgage. My customers are my focus and I am the point of contact, communication, explanations, discussions, co-ordinations and smooth closings. You could call it a one stop shop! I am very proud of the reviews my past clients have written and strive to make every client pleased with the process and results. And the results are always gratifying as lives are improved and retirement is made easier with the wonderful tool call a reverse mortgage.  I hope I can help you!
Offering HECM & Jumbo Reverse Mortgages in all 50 United States! “I’ll put my 23 years of Reverse Mortgage experience and expertise to work on your behalf!” Contact Me!

A Reverse Mortgage or Home Equity Conversion Mortgage (HECM) is home loan designed for older homeowners. It allows borrowers to tap into the equity in their home without having to make monthly mortgage payments. The loan balance is repaid when the last remaining homeowner leaves the home permanently, sells the property or passes away. Homeowners maintain title, pay their property taxes, homeowner’s insurance and keep up the maintenance and the reverse mortgage lender has a lien against the home, just like conventional mortgages.

Home equity is the most valuable asset for most Seniors and Boomers. By tapping into home equity and receiving tax free funds to boost retirement income, homeowner’s are able to live a more comfortable and financially secure life.

So you’re considering a reverse mortgage because you have decided that life is too short. You have equity in your home and you should be enjoying life more and not living like a pauper. Where do you start? What is the first step? How do you choose the person who will help you through the process? You certainly don’t what to be led down the wrong path by some newbee in the industry who doesn’t know what they are doing. You thought one of those big companies who advertise on TV are the way to go, after all, they are big! But after talking to someone on the other side of the country who wants to sign you up and pass you along the processing assembly line, you realize that’s not for you.

What if you found someone who will work with you from start to finish, who represents a federally chartered bank, who has many years experience originating HECM’s and hundreds of raving fans? Someone who will meet you personally if you are in Northern
Nevada, the California Bay area or the California gold country. Someone who will give you the personal attention you need in such an important transaction as a reverse mortgage.

I believe you have just found her…

How may I help you?      Contact Maggie O’Connell

Getting a reverse mortgage is an important decision and understanding how reverse mortgages work is the first step.

Find out how Reverse Mortgages work

The reverse mortgage loan process involves many steps explained here:

What is involved in the HECM reverse mortgage loan process?

Revere Mortgage counseling is required before starting the loan process and in California must be completed prior to signing the application.

Find a Reverse Mortgage Counselor

Get answers to your reverse mortgage questions:

Reverse Mortgage Frequently Asked Questions (FAQ)

Learn the various interest rate options and guidelines:

Reverse Mortgage Interest Rates