Phone: (408) 317-4200
Cell or text: 925-784-3286

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HECM LOAN LIMITS INCREASE FROM $765,600 TO $822,375 ON JAN 1, 2021

This is great news for older homeowners with higher value homes. The new maximum claim amount of $822,375 is an increase from $765,600 in 2020.  The maximum claim amount is the highest home value we can use to calculate HECM proceeds. Proceeds for the loan are based on age of youngest borrower and expected interest rate. As interest rates rise, the principal limit is reduced so now is a good time to pursue the reverse mortgage.

To determine the amount available to you click here or call Maggie at 800-684-9438