Phone: (800) 489-0986
Call or text: (916) 502-0359

Jumbo Reverse Mortgages in San Luis Obispo, Santa Barbara and Monterey Counties

Live Stress Free thru Retirement

Offering HECM & Jumbo Reverse Mortgages in the Central Coast of California including San Luis Obispo County, Santa Barbara County and Monterey County!

My customers are my focus and I am the point of contact, communication, explanations, discussions, co-ordinations and smooth closings. So, you could call it a one stop shop! I am very proud of the reviews my past clients have written and strive to make every client pleased with the process and results. And the results are always gratifying as lives are improved and retirement is made easier with the wonderful tool called a reverse mortgage.  I hope I can help you!

Click here to get basic information on a Home Equity Conversion Mortgage: Reverse Mortgage At – A – Glance

What is a Reverse Mortgage and is it right for you?

A Reverse Mortgage or Home Equity Conversion Mortgage (HECM) is home loan designed for older homeowners. It allows borrowers to tap into the equity in their home without having to make monthly mortgage payments. The loan balance is repaid when the last remaining homeowner leaves the home permanently, sells the property or passes away. Furthermore, homeowners maintain title, pay their property taxes, homeowner’s insurance and keep up the maintenance and the reverse mortgage lender has a lien against the home, just like conventional mortgages.

Home equity is the most valuable asset for most Seniors and Boomers. By tapping into home equity and receiving tax free funds to boost retirement income.  As a result, homeowner’s are able to live a more comfortable and financially secure life.

Call Scott at 800-489-0986

Follow and Like us on Facebook to get weekly updates!


“Helping Seniors is my passion!” – Scott O’Connell